Financial & Statutory Calculators

Institutional computational engines for income tax optimization, advance tax penalties, capital gains grandfathering, GST net liability, statutory depreciation, and corporate debt structuring.

10 STATUTORY COMPUTATIONAL SUITES•AY 2027-28 & Finance Act 2025
Resources Hub
Section 202(1) & 115BACDirect Tax

Income Tax Multi-Year Dual-Act Calculator

Compute direct tax liability under both Old Regime (with deductions 80C, 80D, 80CCD, HRA) and New Concessional Regime across FY 2024-25, FY 2025-26, and Income-tax Act 2025.

•Side-by-side Old vs. New Tax Regime comparison
•Standard deduction up to ₹75,000 (New Regime)
•Marginal relief & 87A rebate calculation
CBDT / Ministry of FinanceLaunch Engine
Sec 211 & 234A/B/CDirect Tax

Advance Tax & Section 234B/234C Penal Interest Engine

Determine mandatory quarterly advance tax installments (15%, 45%, 75%, 100%) and compute accurate 1% monthly penal interest under Sections 234A, 234B, and 234C for delays or shortfalls.

•Quarterly installment schedules (Jun, Sep, Dec, Mar)
•Section 234C interest on deferment of installments
•Section 234B interest for default in payment of advance tax
CBDT / Direct TaxesLaunch Engine
Sec 112A, 111A & 112Direct Tax

Capital Gains & Grandfathering Exemption Calculator

Calculate Short-Term and Long-Term Capital Gains for Listed Equity, Mutual Funds, Real Estate, and Unlisted Assets with post-Budget 2024 rates (12.5% / 20%) and CII indexation tables.

•12.5% LTCG & 20% STCG rules post-Finance (No. 2) Act 2024
•₹1.25 Lakh annual LTCG exemption under Section 112A
•Real estate acquisition pre-23 July 2024 indexation choice
CBDT / Finance Act 2024Launch Engine
Sec 10(13A) & Rule 2ADirect Tax

HRA Statutory Exemption Calculator

Calculate maximum House Rent Allowance (HRA) statutory tax exemption based on metro/non-metro classification, basic salary, Dearness Allowance, and actual rent paid.

•3-point statutory formula comparison under Rule 2A
•50% (Metro) vs. 40% (Non-Metro) basic pay benchmark
•Rent paid minus 10% basic salary threshold calculation
Income Tax Rules / Rule 2ALaunch Engine
Sec 194 / 201(1A) / 234EDirect Tax

TDS, TCS & Late Fee (Sec 201/234E) Engine

Determine applicable TDS rates (194C, 194J, 194I, 194Q, 194-IB, 194H), compute 1%/1.5% interest on non-deduction/late deposit under Section 201(1A), and ₹200/day late filing fee under Section 234E.

•Comprehensive statutory TDS threshold & rate lookup
•1.0% interest per month for failure to deduct at source
•1.5% interest per month for delay in deposit to government account
TDS CPC / TRACESLaunch Engine
Sec 32 & Sch II Co. ActCorporate & GST

Depreciation & Companies Act Multi-Shift Engine

Dual calculation of statutory WDV depreciation under Section 32 of the Income Tax Act (block of assets) vs. Useful Life (SLM/WDV) double/triple shift rates under Schedule II of Companies Act 2013.

•Income Tax Act Section 32 block-wise depreciation rates
•180-day rule (half rate) for assets put to use < 180 days
•Companies Act 2013 Schedule II useful life & residual 5% value
MCA & CBDTLaunch Engine
Sec 50(1) & Sec 47 CGSTCorporate & GST

GST Late Fee & Section 50 Interest Calculator

Calculate statutory interest on net tax cash liability @ 18% p.a. under Section 50(1) and capped daily late fees for delayed GSTR-3B / GSTR-1 returns under Section 47 for regular and nil returns.

•Net cash liability interest @ 18% per annum under Section 50(1)
•Statutory late fee under Section 47 (CGST + SGST)
•Tiered late fee capping based on annual turnover / nil status
CBIC / GST CouncilLaunch Engine
Sec 10(10) & Gratuity ActCorporate & GST

Gratuity Statutory Exemption Calculator

Compute tax-exempt gratuity and taxable surplus under the Payment of Gratuity Act 1972 (15/26 days formula) for covered and non-covered employees up to the statutory ₹20 Lakh exemption limit.

•Payment of Gratuity Act (15/26 × Last Salary × Completed Years)
•Non-covered formula (15/30 × Average 10 Months Salary × Years)
•₹20,00,000 maximum statutory lifetime exemption ceiling
Ministry of Labour / CBDTLaunch Engine
Compounded Annuity EngineWealth & Loans

SIP Wealth & Compound Growth Calculator

Project future wealth corpus, total invested capital, and compounding wealth gains across customized tenures and expected annual return rates with optional annual step-up projections.

•Monthly compounding growth calculation
•Total invested amount vs. wealth gained breakdown
•Annual step-up top-up contribution modeling
Wealth Advisory / SEBI FrameworkLaunch Engine
Reducing Balance EngineWealth & Loans

Loan EMI & Interest Amortization Calculator

Calculate equated monthly installments (EMI), total interest payable, and comprehensive year-by-year and month-by-month principal vs. interest amortization breakdown.

•Standard reducing balance monthly EMI calculation
•Total interest payable vs. principal loan amount breakdown
•Pre-payment impact and tenure reduction modeling
Banking & Financial AdvisoryLaunch Engine
Taxorion Advisory Serviices Statutory Framework

Need Bespoke Structuring or Direct Representation?

All 10 computational engines are maintained by in-house Chartered Accountants and tax attorneys, verified against CBDT circulars, CBIC notifications, and MCA Schedule II mandates. For custom multi-entity M&A models or CIT(Appeals) submissions, connect with our partners.